Driver's License Loan
for Foreigners

We Can Help You
Get a Driver's License in Japan

Available to Over 330 Driving Schools Nationwide
Got concerns
like these?

DRIVER'S LICENSE CREDIT

01
POINT


My Japanese is not very good. I wonder if I can get a driver's license.

02
POINT

Can I get a loan
even though
I'm a student?

03
POINT

I can't pay the
driving school fee
in one payment.
What can I do?

DRIVER'S LICENSE CREDIT

01
POINT

My Japanese is not very good.
I wonder if I can get a driver's license.

02
POINT

Can I get a loan
even though I'm a student?

03
POINT

I can't pay the driving school fee in one payment.
What can I do?

KEY POINTS

01

Multilingual Support

We provide reliable support in multiple languages to help you obtain your license. Japanese, English, Portuguese, Chinese, Vietnamese, Nepalese, etc.

02

Accepting International Students

・You can obtain a license while attending a school.
・No guarantor or deposit required

03

Up to 36 Installments

You can choose your repayment method from one to 36 installments.

PAYMENT EXAMPLE

Ex: If your course starts on July 1st, repayments will start on August 27th

Ex: If your course starts on July 1st, repayments will start on August 27th

*You must have a residence card to apply.
*Minors (under 18 years old) are not eligible to apply.
*If you already have an EPOS card, you cannot apply for this service.
*We will contact your family and emergency contacts in Japan to confirm your application.
*You may be asked to submit payslips or other documents as required for screening.
*Customers may not be able to use this service depending on the screening results.
*Information as of June 2024.

Application Process

01

Fill Out the Documents

*Fill out the necessary documents at the driving school.

02

Screening

*Loan and Guarantor Screening
*Screening will be done over the phone.

03

Receive Screening Results

*The results will be sent by email.

04

Signing the Contract

*After signing the contract at the driving school, your lessons will start.

01

Fill Out the Documents

*Fill out the necessary documents at the driving school.

02

Screening

*Loan and Guarantor Screening
*Screening will be done over the phone.

03

Receive Screening Results

*The results will be sent by email.

04

Signing the Contract

*After signing the contract at the driving school, your lessons will start.

FAQ

QWhat is a driver's license loan?

AIt allows you to pay your driving school fees in installments.
*You can choose from one to 36 installments.

QIs there an installment fee??

AYes, an annual rate of 13.2% will be charged. (There is no fee for a single installment.)

QWhere can I apply for a driver's license?

AYou can apply at the driving school you will attend. Go directly to the school.
*For eligible schools, see the List of Driving Schools above.

QIs there an age limit to use the driver's license loan?

AMinors (under 18 years old) and high school students are not eligible to apply.

QMy Japanese is not very good, so I am worried if I can apply.

AWe offer language support for loan screening and application forms in English, Chinese, Vietnamese, Spanish, Portuguese, Bengali, Tagalog, Nepali, and other languages.
(A sample of the application form in multiple languages is available at the driving school)

QCan housewives apply?

AYes, they can.
*You will be asked to provide your spouse's information for screening.

QMy child will be the student. Can I apply for the load under a different name?

AYes, as long as the driver's license loan is signed by the parent or a legal guardian, and the student is the child.

QWhen does payment start?

APayment starts from the month after your enrollment month.

QWhen is the monthly payment date and how is it paid?

APayment is due on the 27th each month by direct debit from your bank account.

QHow do I register my bank account?

AYou can either register online (Japanese only) or fill out the account transfer request form and send it back with a return envelope.
*If you register by mail, it may take about one month to complete the procedure.

QWhat happens to my payment if my account is not registered for the first direct debit?

AWe will send you a payment slip to pay at a convenience store.
*This form is only sent for the first payment, so please register your account as soon as possible.

QThe payment could not be made due to insufficient balance (payment could not be made on the debit date).

AWe will send you an account number for your payment. Please transfer the money to the account at your own expense.

QIf I am overdue on a payment, is there an overdue fee?

AYes, an overdue fee of 3.0% per annum will be charged from the date of payment.

QIs it possible to change the number of installments?

ANo. We do not accept changes to the number of installments after the contract has been signed.

QWhat documents are required for application and screening?

AYou will need your residence card. You will also need to submit one of the following documents for screening: employment contract, withholding record, pay slips (for the last 3 months), or a copy of your bankbook (account name page and balance page).
*If you do not have your own income (e.g., housewife), a copy of the bankbook of the person paying the loan is required.

QWill I receive a phone call for screening?

AYes, you will receive a phone call from Global Trust Networks Co., Ltd. within two business days of the application date.
If the call is not answered, your application may be canceled.

QMy driver's license loan application was rejected. Can you tell me the reason?

AWe are sorry. We are unable to provide answers to questions regarding the screening process and results.

QWhere can I contact for more information?

A
・For questions about driving schools (course details, plans, etc.): Contact the driving school office
・For application and contract details:
(Japanese only) 0120-0101-51 *EPOS Card
(Foreign language only) 0570-02-0101 *GTN
・For payment after contract: (Japanese and foreign language) 03-6914-3554 *GTN
*Hours: 10:00 - 18:30 (except New Year holidays)

QI have an EPOS Card already. Can I still use this service?

ANo. If you already have an EPOS card, you cannot apply for the Drivers' License Loan with GTN Guarantor Service. Please apply only for the Driver's License Loan.

QCan I apply for an EPOS Card?

ANo. You cannot apply for the credit card until you have completed the payment for the driver's license loan.

About EPOS Card Co., Ltd.

About EPOS Card Co., Ltd.

Epos Card Co., Ltd. was established in October 2004 to develop the card and financial business of the Marui Group. In April 2005, it took over the services and products such as driver's license plans and insurance from Marui (now Marui Group Inc.), and in March 2006, it started issuing EPOS cards. In October 2007, following the transition of Marui into a holdings company, it took over the credit card shopping and cash advance businesses, which it continues to this day. As a member of the Marui Group, we will continue to expand our services to satisfy a wide range of Marui Group customers through the development and expansion of our credit card business.

https://www.epos.co.jp/

About GTN

About GTN

GTN is a comprehensive supporting company that provides a variety of services to foreigners from all over the world who want to come to Japan, based on our motto Making Your Stay in Japan Great. With the rent guarantor business as our core business, we provide a wide variety of essential services such as real estate agency, lifestyle support, job hunting support, and mobile phone services. 70% of our employees are foreigners, and we have been consistently solving various problems related to foreigners since our establishment in 2006.

https://www.gtn.co.jp/